The AI agents for mortgage & lending
Document intake, conditions clearing, underwriting prep, and post-close QC. Done directly on your LOS and investor portals, no API. More loans per FTE, live in days.
Outcomes you can defend
Operator productivity
Each processor or underwriter handles significantly more volume.
No API integrations required
Deploy directly inside all existing systems. Agents log in with credentials like a human does.
Always-on operations
Automations don't wait for business hours or shift changes.
Scale without headcount
Handle dramatically more loan volume without growing your operations team.
Trusted by
Loan workflows,
done end to end.
Loan document intake & indexing
Classifies and indexes the full loan file in the LOS, extracts key data fields, and flags missing or incomplete documents; before a processor touches the file.
Learn More ↗Conditions clearing
Reviews each condition against the supporting document, clears what's satisfied, and routes exceptions with full context; replacing the processor's PDF-by-PDF chase.
Learn More ↗Underwriting prep
Calculates income and assets, reconciles AUS findings, detects DSCR and program specifics on non-QM files, and packages a clean summary; the underwriter decides.
Learn More ↗Disclosures & TRID checks
Validates initial disclosures and fee/LE/CD figures against TRID tolerances, flags breaks before they become cures; automatically, on every file.
Learn More ↗Post-close QC & audit
Runs QC across the full loan population, not a sample, with every finding cited. More coverage, less liability, and an audit trail that satisfies investors and examiners.
Learn More ↗Loan setup & data entry
Sets up the loan file and enters application and order data across the LOS and portals; accurately, 24/7, with no re-keying errors or attrition risk.
Learn More ↗Enterprise-grade automation.
SOC 2 Type II, HIPAA, ISO 27001, GDPR. Audit trails, permissions, and monitoring: built in.
Complete audit trails
Every action logged, timestamped, and exportable on demand for examiners and internal compliance reviews.
Role-based access controls
Role-based controls ensure agents only touch systems they're authorized to use. Humans approve every sensitive action before it executes.
Humans always decide
Underwriting decisions, compliance exceptions, and file approvals always route to a human. Automat executes. Your operations team decides.
Start in weeks, not quarters.
No APIs, no IT project. Automat deploys and manages your agents end to end.
Contact Salesvs. Legacy RPA
Self-healing agents, not brittle scripts. Fully managed. Live in 2–4 weeks instead of 3–6 months.
Learn More ↗vs. Manual processes
10× throughput, 80% lower cost, 24/7. Full-population coverage and a complete screen-recorded audit trail.
Learn More ↗vs. Point tools
One platform, intake to close. Not OCR vendors, doc tools, and LOS plugins stitched together.
Learn More ↗Traditional RPA can't
scale with modern workflows
Volume keeps rising. Headcount doesn't. And every loan file still carries dozens of documents, conditions, and stare-and-compare checks.
No usable API
Your LOS and investor, agency, title, and county portals have no usable API. API-first vendors stall the moment you say "Encompass."
Legacy RPA breaks
RPA takes months to build, snaps the moment an investor overlay changes, and needs a dedicated team to babysit. Non-QM and wholesale files make it worse.
The LOS migration stall
Teams are told to wait until the LOS migration is done before anything can improve. The backlog grows. Cost per loan rises. The migration never quite finishes.
Questions? Answers.
Contact SalesCan Automat automate mortgage processes without API access?
Yes. Agents operate your existing LOS, AUS, and investor/title/county portals through the UI, like a person; no API integration or data migration required, and no need to wait on your LOS migration.
How do you handle the 5% the AI gets wrong?
We don't promise 100% automation. Anything low-confidence, missing, or out-of-tolerance is flagged and routed to a person with full context. Every finding cites the exact document, page, and rule, and every action is screen-recorded and audit-logged.
Does it work for non-QM and wholesale files?
Yes. AI-powered review handles variable, template-free documents (non-QM, wholesale, business-purpose/DSCR) that break rigid RPA and OCR, with no template configuration required.
Does Automat make the credit decision?
No. Automat does the data entry and the stare-and-compare and packages a clean file; your underwriter makes the call. It arms the expert; it doesn't replace the judgment.
Is it compliant and audit-ready for lending?
SOC 2 Type II, ISO 27001, HIPAA, and GDPR, with complete audit trails. TRID, ECOA/fair-lending, and investor/agency overlay checks are supported.
How long does it take to deploy?
Most teams are live in two to four weeks; no months-long IT project, and no waiting on an LOS migration.
Which mortgage workflows can Automat handle?
Document intake and indexing, conditions clearing, underwriting prep, disclosures and TRID checks, post-close QC and audit, and loan setup and data entry; among others.
How is Automat different from legacy RPA?
Legacy bots replay brittle scripts that break when a screen or overlay changes and require an in-house team to maintain. Automat's agents self-heal, handle variable and unstructured documents, and are fully managed and accountable to the outcome.
Move more loans.
Fewer touchpoints.
Run loan operations on your existing LOS and portals. No API. Live in weeks.